The first things you need to do is to know the cost of every house choice you have, evaluate your capability in terms of financial and understand the government's rules and measures when you are buying your first house. You may find yourself stuck in a situation where you could be chocking from biting off more that you should have.


You will encounter many people who will try to talk you into buying your first home such as property agents who are looking to make a sale and even your friends and members of your family will try to talk you into this course of action. The last thing you would want to do is be talked into committing in such kind of financial obligation especially if you are not totally prepared to be in one. After all, the people who talked you into taking such course of action are not going to be the one who will make the payments regardless of whether they are friends or family. You may get more ideas about Club Gemini Residence at


One of the things you should do first is to ask yourself if you truly are prepared to make the commitment of purchasing a Skies 39 house. If you have any doubts as to whether or not you are ready, then read some of the signs that will help you make up your mind.


There may be a time in your life where you might find yourself wading on a financial crisis and you are going to need a crisis fund in order to get you out of the water. The rationale behind this makes totally sense because even if you have investments and insurance, none of these two will allow you to get instant cash when you need it. What it means to have a fund for crisis is when you have saved up enough amount of money comparable to about half of your annual earnings, if you have more, then good for you. This is considered to be one of the things that says you are now financially ready to buy your first house.


Another thing you should have before you purchase you home is the Approval in Principle so that your purchase wouldn't seem like a big gamble. Standing to lose thousands of dollars worth of money is the reason why you shouldn't buy yourself a Club Gemini Residence without the AIP. It would be better for you to speak with a bank about it and secure that AIP. If you are worried about fees, this is actually free.



One of the most important things you need to remember at all cost when you are purchasing a house is that you should never use your credit to make the purchase. You should save until you have enough to buy the house for cash if you cannot afford it now with the current amount of money you have.